![]() ![]() Shopping around might take some time, but it’s the best way to research accurate prices and compare what you get for what you pay, says R. “If you’re not already tracking expenses, start now.” (We have resources to help you build a budget.) Tayne, founder of Tayne Law Group, P.C., in New York, and consumer and business expert concentrating in debt management, debt resolution and bankruptcy. Start by figuring out what you’re paying now, suggests Attorney Leslie H. Monthly bills may seem rigidly fixed and inflexible, but there are often ways to cut many of them down to size-or eliminate services that are unnecessary expenses now-to lighten your financial load every month. ![]() Reducing overall spending is one tactic, and in this time, it may be easier to give up extras and luxuries, clip coupons, shop sales and take advantage of rewards programs.īut it’s also a smart idea now to examine your recurring expenses. ![]() Recent studies show that many Americans are living paycheck-to-paycheck.Ĭutting back will be a necessity for many people to make ends meet. But it’s clear that it will change our lives in many ways, including our short-term and long-term personal financial situations.Īn economy lurching in the throes of a pandemic will cause hardship for a lot of people. Save money by finding cheaper alternatives to your current services, shopping around for deals and more.Īs COVID-19 spreads across the globe, there’s much uncertainty about what its full impact it will be.Although monthly bills may seem to be rigidly fixed and inflexible, there are ways to cut many of them down to size.When it comes to cars, Ms Hartnett says apps can be a way to find the cheapest fuel available when looking to fill up. "Often people have got things in their cupboard that they haven't used, so clean it out and see what you've got in there that you can actually be using." Ms Hartnett also recommends having a look through the pantry. "The more often you're there, the more tempting it is to buy something on special." "Weekly shopping means that you're very planned - you've got your list and you're sticking to it," she says. Salvation Army national moneycare manager Kristen Hartnett recommends people shop with a list, shop once a week, and shop alone, if possible. Struggling with rising power costs? Here's a state-by-state breakdown of what government rebates and concessions are available.So why are we paying more for electricity? Here's how things are looking where you are ![]()
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